41075 ZIP Code — Fort Thomas, KY

Campbell County, Kentucky

ZIP code 41075 is located in Fort Thomas, Kentucky, within Campbell County. It covers approximately 5.83 square miles and serves a population of 17,409 residents. This is a po box ZIP code in the Eastern (ET) timezone, served by area code 859.

About ZIP code 41075

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $271,900. Owner-occupancy sits near the national average at 72%.

The gap between median ($93,750) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is high — 54% of residents hold a bachelor's degree or higher, well above the national average of 33%.

17,409

population

5.83

sq mi land

PO Box

ZIP type

Eastern (ET)

timezone

41075 ZIP code map

Cities in ZIP code 41075

Below are the cities the US Postal Service accepts for ZIP code 41075. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Thomas	Acceptable
Fort Thomas	Acceptable
Fort Thomas	Preferred

Nearby ZIP codes

41071 Newport (1.6 mi) 41073 Bellevue (2.1 mi) 41074 Dayton (2.4 mi) 45226 Cincinnati (2.6 mi) 45202 Cincinnati (2.9 mi) 41019 Covington (3.1 mi) 41014 Covington (3.3 mi) 41099 Newport (3.3 mi) 45230 Cincinnati (3.5 mi) 45206 Cincinnati (3.7 mi) 45235 Cincinnati (4.1 mi) 45208 Cincinnati (4.1 mi)

Demographics updated 05/2026

Population
Total population	17,409
Population density	2,986 / sq mi
State FIPS	21
County FIPS	037

Geography
Land area	5.83 sq mi
Water area	0.02 sq mi
Latitude	39.0786
Longitude	-84.4515
Timezone	Eastern (ET)
Area code	859

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.4%	40.3%	47.9%
$50k – $100k	28.2%	29.2%	30.3%
$100k – $200k	29.8%	23.8%	17.6%
Over $200k	10.6%	6.7%	4.2%

Demographics & statistics

17,409

Population

2,986

People per sq mi

38.0

Median age

$93,750

Median household income

$49,650

Per capita income

$271,900

Median home value

$1,029

Median monthly rent

72.3%

Home ownership

5.9%

Poverty rate

3.8%

Unemployment

4,921

Housing units

54.2%

Bachelor's or higher

Age distribution

Male Female

486

Under 5

475

927

5–9

906

536

10–14

523

508

15–19

496

406

20–24

397

1,216

25–34

1,187

1,003

35–44

980

1,257

45–54

1,227

549

55–59

537

539

60–64

527

818

65–74

799

380

75–84

371

182

85+

177

← Male

Female →

Age summary

Group	Count	%
Under 18	4,697	27.0%
18 and over	12,712	73.0%
65 and over	2,727	15.7%
Median age	38.0 years

Race & ethnicity

White 90.3%

Two or more races 4.3%

Hispanic or Latino 1.9%

Black or African American 1.6%

Asian 1.2%

Other race 0.6%

Group	Count	%
White	16,030	90.3%
Two or more races	762	4.3%
Hispanic or Latino	338	1.9%
Black or African American	284	1.6%
Asian	221	1.2%
Other race	112	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.4%	40.3%	47.9%
$50k – $100k	28.2%	29.2%	30.3%
$100k – $200k	29.8%	23.8%	17.6%
Over $200k	10.6%	6.7%	4.2%

Under $10k 4.5%

$10k–$15k 3.0%

$15k–$25k 4.8%

$25k–$35k 5.5%

$35k–$50k 8.6%

$50k–$75k 15.0%

$75k–$100k 10.5%

$100k–$150k 21.3%

$150k–$200k 13.4%

$200k+ 13.2%

Range	% of households
Under $10k	4.5%
$10k–$15k	3.0%
$15k–$25k	4.8%
$25k–$35k	5.5%
$35k–$50k	8.6%
$50k–$75k	15.0%
$75k–$100k	10.5%
$100k–$150k	21.3%
$150k–$200k	13.4%
$200k+	13.2%
Median income	$93,750

Housing

Home values

Under $50k 1.9%

$50k–$100k 2.4%

$100k–$150k 8.7%

$150k–$200k 17.3%

$200k–$300k 27.8%

$300k–$500k 25.8%

$500k–$1M 13.4%

$1M+ 2.8%

Housing overview

Metric	Value
Median home value	$271,900
Median rent / month	$1,029
Owner occupied	72.3%
Renter occupied	27.7%
Vacant	2.4%
Single-family detached	70.0%
Large apartment buildings	2.6%
Mobile homes	0.0%
Median rooms	6.3
Avg household size (owned)	2.96

Year built

Era	%
2020 or later	0.0%
2010–2019	2.9%
2000–2009	3.9%
1990–1999	7.4%
1980–1989	6.3%
1970–1979	9.3%
1960–1969	8.8%
1950–1959	20.7%
1940–1949	8.2%
1939 or earlier	32.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	12.8%
2 bedrooms	26.2%
3 bedrooms	31.9%
4 bedrooms	22.4%
5+ bedrooms	6.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	29.9%
2 vehicles	44.3%
3 or more	22.6%

Heating fuel

Fuel type	%
Utility gas	68.6%
Electricity	29.6%
Propane / LP gas	1.0%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,651	55.5%
Cohabiting couple	249	3.8%
Male householder, no spouse	1,065	16.2%
Female householder, no spouse	1,618	24.6%
Households with children under 18	2,551	38.8%
Households with seniors (65+)	1,840	28.0%
Average household size	2.59

Marital status

Status	Male	Female
Never married	27.4%	24.2%
Married	59.8%	54.2%
Separated	0.0%	0.2%
Widowed	1.8%	7.9%
Divorced	11.0%	13.5%

Education

Less than 9th grade 1.1%

Some HS, no diploma 1.6%

HS graduate 17.1%

Some college, no degree 17.2%

Associate's degree 8.7%

Bachelor's degree 32.6%

Graduate / professional 21.6%

Metric	%
HS diploma or higher	97.3%
Bachelor's or higher	54.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	302	5.9%
Kindergarten	279	5.5%
Elementary school	2,331	45.7%
High school	1,084	21.3%
College / grad school	1,105	21.7%

Employment

Industry of employment

Education & healthcare 24.1%

Professional & management 14.4%

Finance & real estate 12.6%

Arts, food & hospitality 10.0%

Manufacturing 9.2%

Retail trade 8.7%

Construction 5.4%

Transportation & utilities 4.1%

Public administration 4.0%

Other services 3.2%

Wholesale trade 3.1%

Information 1.0%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	53.6%
Service	13.7%
Sales & office	22.2%
Natural resources & construction	4.0%
Production & transportation	6.5%

Employment type

Type	%
Private sector	82.0%
Government	12.3%
Self-employed	5.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.4%
Carpool	8.6%
Public transit	1.3%
Walk	1.0%
Work from home	11.6%
Other means	1.2%
Avg commute (minutes)	21.1

Poverty

All people 5.9%

Under 18 years 4.3%

18 and over 6.5%

Married-couple families 1.8%

Female-led households 17.6%

Income support

Source	% of households
Social Security	26.2%
Retirement income	24.3%
Supplemental Security	1.8%
Cash public assistance	0.1%
Food stamps / SNAP	1.0%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	36.0%
High cholesterol	35.9%
Diabetes	8.7%
Heart disease	6.1%
Stroke	2.6%
Asthma	10.0%
Arthritis	26.2%
Kidney disease	2.6%
Pulmonary disease	6.7%
Cancer	7.3%

Behavior / access	%
Smoking	14.3%
Binge drinking	16.9%
No physical activity	23.9%
Less than 7 hrs sleep	32.2%
Depression	23.5%
Fair or poor health	13.0%
Poor mental health	15.2%
Poor physical health	10.0%
No health insurance	7.2%
Visited doctor (checkup)	75.4%
Visited dentist	65.2%
Cholesterol screening	92.3%
Teeth loss	12.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	577	4.5%

Disability	%
Any disability	9.5%
Under 18	3.3%
18–64 years	8.2%
65 and over	26.6%

Health insurance coverage

Type	%
Private insurance	84.3%
Public insurance	23.0%
No insurance	3.6%
Uninsured under 19	1.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	16,448	94.5%
Spanish	157	1.0%
Other Indo-European	11	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	146	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,953	97.4%
Born in same state	16,817	96.6%
Born in different state	8,315	47.8%
Foreign born	136	0.8%
Naturalized citizen	456	2.6%
Not a US citizen	242	53.1%

Ancestry

Ancestry	Count	%
Italian	2,559	14.7%
French	2,530	14.5%
Arab	953	5.5%
Irish	505	2.9%

Ancestry	Count	%
English	143	0.8%
Polish	73	0.4%
German	15	0.1%
Norwegian	10	0.1%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	95.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41075

What city is ZIP code 41075 in?

ZIP code 41075 is primarily assigned to Fort Thomas, Kentucky.

What county is ZIP code 41075 in?

ZIP code 41075 falls within Campbell County, Kentucky.

How educated is the population of ZIP code 41075?

54% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the population of ZIP code 41075?

ZIP code 41075 has an estimated population of 17,409 residents, with a density of 2,984 people per square mile.

What is the median household income in ZIP code 41075?

The median household income in ZIP code 41075 is $93,750, above the national median of ~$75,000.

What is the typical home value in ZIP code 41075?

The median home value in ZIP code 41075 is $271,900.

What timezone is ZIP code 41075 in?

ZIP code 41075 observes the EST timezone.